Finance and business. Finally, the full picture.
Navigator brings together data from accounting, sales, customer relationships, contracts and other business systems into one unified view. See where your profits come from, what drives profitability and where opportunities for growth lie, all with up-to-date data.
Navigator works either as part of Balancon financial management services or as a standalone solution that integrates with your existing systems.
Individual systems show the numbers. Navigator connects the dots.
Traditional reporting tells you what happened. Navigator helps you understand why. Ask questions in plain language to find out which customers, products or locations are most profitable, investigate the reasons behind deviations and let AI agents handle predefined tasks.
Level 1
Traditional reporting
Shows what happened
Reports and KPIs describe past performance. Interpreting the results and drawing conclusions is up to you.
Level 2
AI-powered analysis
Helps you understand why
Ask questions about your own data, investigate deviations and identify the factors affecting profitability without manually combining reports.
Level 3
AI agents
Turns insights into action
AI agents monitor your business data, identify anomalies and recommend actions. They can also automatically carry out predefined tasks.
Navigator combines the capabilities of AI-powered analysis and AI agents. A report tells you that your margin has declined. Navigator helps you identify which customer, contract or shift caused it.
Accounting shows the costs. Other data reveals the reasons.
01
Ask a question. Get an answer
“Which customer segment had the biggest negative impact on our margins last month?”
Ask questions about your business in plain language. Navigator finds answers across your systems without the need to manually combine reports.
02
Spot anomalies early
Navigator monitors agreed KPIs and highlights significant changes. Identify rising costs or declining utilisation rates before they appear in your monthly reports.
03
Understand what drives profitability
Analyse profitability by customer, service, location or contract. See where your margins come from and which factors influence their development.
04
Turn insights into action
This contract is about to expire. Is it time to send a renewal offer?
Navigator can identify situations that require attention, recommend next steps and automate predefined tasks.
Navigator in action
Freight brokerage
When revenue doesn’t tell the whole story about profitability.
Daily reporting showed revenue trends but failed to reveal the actual profitability of different transport services.
With Navigator, accounting data was analysed using AI. The analysis identified the most profitable services and highlighted two pricing questions that management wanted to investigate further.
Next step: Integrating operational data to analyse profitability by assignment, route and customer.
AI agent opportunity: A transport planning agent could recommend the most suitable vehicle for a new assignment based on capacity, utilisation and location.
Consulting services
When billable hours don’t reveal which projects are profitable.
Accounting showed revenue and costs but not the actual profitability of individual projects. Time tracking, contracts and invoicing data were spread across different systems.
Navigator brings this information into one view. The CEO can monitor project margins, budget utilisation and unbilled hours. The analysis also identified customer relationships where pricing did not reflect the work delivered.
Next step: Integrating time tracking and contract data to analyse profitability by customer, project and employee.
AI agent opportunity: A project agent could alert the project manager when 80% of the budget has been used but less than half of the work has been completed.
Property rental
When occupancy rates alone don’t reveal profitability.
Financial reporting, property occupancy rates and contracts were managed in separate systems. Understanding the performance of individual properties required manual work.
Navigator brings this information into one view. Property managers can monitor available and occupied properties, compare rental rates with market levels and track payment status.
Next step: An AI agent that identifies underpriced rental agreements and unusual cost variations across properties.
Get in touch and discover what Navigator could do for your business
How we work together
01
Assessment and objectives
We start with the key questions facing your business. Together, we identify what information you need, where it comes from and what your existing data can tell you.
02
Data integration and implementation
We connect the relevant data sources and build dashboards and analyses tailored to your business. Implementation is handled by Balancon finance and data specialists.
03
Ongoing maintenance and support
We take care of maintenance, data updates and the ongoing performance of the solution. Navigator is provided as a continuous monthly service.
04
Expanding your capabilities
Navigator can be expanded step by step with new data sources, analyses and AI agents as your business needs evolve.
Straightforward monthly pricing
Additional modules
Expand Navigator with new dashboards, analyses and features to meet your business needs.
From 300 €/month
Your data stays yours.
With Navigator, you remain in control of your company’s data, access rights and AI operations. The solution is built in a secure environment located within the EU.
- Your data belongs to you. Your company retains full ownership of its data at all times.
- AI does not modify your source data. It accesses information with read-only permissions.
- Full traceability. All activities are recorded in audit logs.
- An environment that fits your needs. Choose a solution managed by Balanco or deploy Navigator in your own environment.
Finance and operations. One team.
Navigator is powered by Balancon finance specialists and data team. We bring together financial expertise, data from different business systems and AI in one solution.
We understand what the numbers mean
Our roots are in financial management. We understand the figures, what drives them and how they relate to your business. We do more than connect data. We help you identify what matters.
Financial expertise drives technology
We start with business questions, not technology. Our finance specialists identify which data should be connected and analysed. Our data team builds the solutions that turn that information into actionable insights.
We develop the solution with you
Navigator is more than a one-time implementation project. We maintain and expand the solution as your business needs evolve.
Expertise across borders
We operate in Finland, Sweden, Norway, Denmark and Spain. We understand the financial management and reporting needs of internationally operating companies, as well as the challenges of consolidating data across countries.
Already a Balanco financial management customer?
Navigator is included in Pulse, Balancon most comprehensive financial management service package. Pulse brings together financial management and business data analysis in one integrated service. Explore Balanco’s financial management service packages.
If you already use Pulse, Navigator is included in your service. Otherwise, you can upgrade to Pulse and access Navigator as part of your financial management services. Find out more!
What could your data reveal?
Book a 30-minute consultation. We’ll discuss your business needs, existing data sources and opportunities to put Navigator to work. You’ll gain a clearer understanding of where to start.
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Mikko Sylve
Sales Manager
mikko.sylve@balanco.fi